Earnin company logo - Fintech AI company based in United States
scaleup

Earnin

Palo Alto, United States
Founded 2012

About

Earnin is a U.S.-based fintech company providing earned wage access to hourly and salaried workers. Their mobile application utilizes AI-powered algorithms to verify worked hours and facilitate instant disbursement of earned wages, bypassing traditional pay cycles. Earnin targets the underbanked and gig economy workforce, offering a solution to improve financial flexibility and avoid reliance on high-cost short-term loans.

Technology Focus

fintech ai agents enterprise

Quick Stats

Total Raised $190M
Founded 2012
Status private
Type scaleup