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Earnin company logo - Fintech AI company based in United States
scaleup

Earnin

Palo Alto, United States
Founded 2012
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About

Earnin is a U.S.-based fintech company providing earned wage access to hourly and salaried workers. Their mobile application utilizes AI-powered algorithms to verify worked hours and facilitate instant disbursement of earned wages, bypassing traditional pay cycles. Earnin targets the underbanked and gig economy workforce, offering a solution to improve financial flexibility and avoid reliance on high-cost short-term loans.

Technology Focus

fintech ai agents enterprise

Key People 1

  • Ram Palaniappan

Quick Stats

Total Raised
$190M
Founded
2012
Status
private
Type
scaleup

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