E About
Earnin is a U.S.-based fintech company providing earned wage access to hourly and salaried workers. Their mobile application utilizes AI-powered algorithms to verify worked hours and facilitate instant disbursement of earned wages, bypassing traditional pay cycles. Earnin targets the underbanked and gig economy workforce, offering a solution to improve financial flexibility and avoid reliance on high-cost short-term loans.
Focus Areas
Technology Focus
fintech ai agents enterprise
Key People 1
- Ram Palaniappan
Quick Stats
- Total Raised
- $190M
- Founded
- 2012
- Status
- private
- Type
- scaleup
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