AI Companies in Kenya

M-KOPA

Nairobi

M-KOPA provides financing for smartphones and other essential assets to underbanked consumers in Africa. Utilizing machine learning to assess creditworthiness and manage risk, they offer pay-as-you-go financing plans linked to daily micro-payments. This model expands financial inclusion by enabling access to technology and services for customers traditionally excluded from conventional lending.

Twiga Foods

Nairobi

Twiga Foods is a Kenyan technology company focused on modernizing food distribution across Africa. They leverage AI-powered demand forecasting to optimize their supply chain, connecting farmers and vendors directly to over 140,000 small retailers. This platform aims to reduce post-harvest loss and improve access to affordable, quality produce for both retailers and consumers within the fragmented African market.

Cellulant

Nairobi

Cellulant is a pan-African fintech company that simplifies digital payments for businesses. Their core product, Tingg, is an AI-driven platform that unifies diverse payment methods – including mobile money, cards, and bank transfers – into a single integration for merchants. This enables businesses operating across multiple African markets to reliably and efficiently accept payments from customers regardless of their preferred method, reducing payment friction and expanding market reach.

Apollo Agriculture

Nairobi

Apollo Agriculture provides financial services and data-driven agricultural advice to smallholder farmers in Kenya. Their core offering leverages machine learning for credit scoring and provides personalized recommendations on input financing, planting, and harvesting techniques. By de-risking lending and optimizing farm management practices, Apollo enables increased yields and profitability for a traditionally underserved market.

Lori Systems

Nairobi

Lori Systems is a Kenyan logistics technology company that operates a digital freight marketplace connecting shippers and transporters across Africa. Their platform utilizes algorithms to optimize matching, route planning, and rate negotiation, focusing on reducing per-kilometer transportation costs. Lori Systems primarily serves businesses requiring regional freight services within and across African borders, offering increased transparency and reliability in a historically fragmented market.

Pula

Nairobi

Pula provides agricultural insurance and data solutions to mitigate climate risk for smallholder farmers and agribusinesses across Africa and Asia. Their core technology combines index-based and indemnity-based insurance models with geospatial data analytics to deliver scalable, data-driven coverage and insights. Pula uniquely serves both farmers and the organizations that rely on them – including governments and exporters needing to meet traceability requirements like the EUDR – fostering resilience and sustainable agricultural practices.