Risk Modeling Companies

Kettle

San Francisco, United States

Kettle develops an AI-powered underwriting platform specializing in property insurance and reinsurance for climate-related catastrophes, particularly wildfire. Their core technology utilizes three AI models – ignition, spread, and building vulnerability – which analyze over 130 terabytes of data including satellite imagery, weather patterns, and property characteristics to generate granular risk assessments and simulate millions of wildfire scenarios. Notably, Kettle demonstrated high predictive accuracy in 2020, correctly classifying 97% of burned properties within the highest risk quartile in California, and currently serves property owners and HOAs facing coverage challenges in wildfire-prone regions.